Strong Beginning for Saline Middle School Football

Strong Beginning for Saline Middle School Football

by Hardyj on SEPTEMBER 21, 2011
A beautiful sunny afternoon was the backdrop for the first Middle School Football games of the season. The Blue Squads played at home against Chelsea, while the Gold traveled to Chelsea for their match-up.

During the 7th grade Blue contest, the afternoon sunshine was clouded in the first quarter by an injury to a Saline player. After the athlete was assisted off the field by his parents and taken for medical treatment the officials restarted the game. At half-time Saline had a lead of 26-0 over Chelsea. By the end of the third quarter, the young Hornets had increased the lead to 32-0, which was also the final score. Coach Matt Ceo praised his team for listening, being coachable, executing, and putting forth great effort. Ceo stated, “You practice how you play, and you play how you practice–And that is exactly what happened.”

The 8th grade Blue game began with Chelsea taking an 8-0 lead with 4:45 left in the first quarter. Chelsea’s lead was short-lived as the Hornets fought back with a touchdown and 2 point conversion at 1:08, which ended the first quarter in a score of 8-8. At half time it was still a standoff at 8-8. A 75-yard run at 7:39 in the third quarter put the Hornets on top 14-8, which was also the final score. Coaches Gary Salowich and Ryan Biaocco commended their team for fighting hard and not giving up. The aggressive Hornet defense was swarming as they rushed the pass and tallied up a number of sacks. The coaches also praised the team for executing the half-time adjustment, which provided better ball possession and resulted in the game winning third quarter touchdown.

The 7th grade Gold Hornets turned in a big win with a 40-0 overthrow of Chelsea, while the 8th grade Gold Squad fought to finish but were defeated 12-6.

The Gold Hornet’s next contest is at home against Bedford, while the Blue Hornet’s will be on the road against Monroe.

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How to Price Your House Right

How to Price Your House Right

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help you today! LEARN MORE
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Market Report

Market Report

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Video:Tips for Selling Your Homehttp://w

Video:Tips for Selling Your Home

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^Video:Tips for Selling Your Home

^Video:Tips for Selling Your Home

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Jan. 2011 Market Update!



January 2011  Market Update

The housing market is recovering. As more home buyers are taking advantage of the improved affordability conditions. With mortgage rates hovering around recent record lows and home prices having generally stabilized, economists are expecting an upward trend to a healthy and sustainable level in 2011.

Encouraging signs are showing up across the economy. Retail sales recently hit their highest level since before the recession. Key measures of small and big businesses’ optimism marched back up to prerecession levels and new claims for jobless benefits are trending lower. Together they bode well for steady job creation and improved consumer confidence which is generally manifested in more spending.

As the economy improves, current stimulus efforts by the government and the Federal Reserve Board are expected to gradually wind down. Meanwhile, serious buyers stand to benefit from historically favorable buying conditions.

Home Sales

Existing home sales resumed on an upward trend since bottoming in July. Sales activity rose to a seasonally adjusted annual rate of 4.68 million in November. This was up 22% from July and 5.6% above the 4.43 million level in October, but remained 27.9% below the 6.49 million tax credit rush a year ago. As steady job creation is expected to continue, industry experts are hopeful for 2011.

Home Price

Home prices continued to stabilize. Median home prices edged up slightly to $170,600, 0.4% above year-ago levels. Distressed homes have accounted for a fairly stable market share, representing 33% of sales in November. This is on par with the 34% in October and 33% in November 2009. Historically favorable interest rates, coupled with stable home prices, continue to offer advantageous buying opportunities .


The number of homes on the market continued to decline. Total inventory fell to 3.71 million in November from 3.86 million in October. This reflects the increasing response from buyers to improved affordability conditions. As lending standards return to historical norms and consumers become more confident about their financial situation, more people will be able to buy their first home, move up, or invest.


Housing affordability set a new record in November. The relationship between mortgage rates, home prices, and family income is the most favorable on record for buying. The home price-to-income ratio, currently at 13.5%, continues to remain well below the historical standard. Stabilizing home prices and rising interest rates are expected to begin drawing affordability back up toward more normal levels.

Source: National Association of Realtors – October housing data released December 22.

Interest Rates

Mortgage rates are inching up but remain historically low. This trend continues to support home buying as it translates to significant savings for buyers. As overall economic recovery remains on track, rates are expected to rise to keep inflation in check.

Type Rate
30 year fixed 4.77%
15 year fixed 4.13%
5/1-year ARM 3.75%
30 year average for a 30 year fixed rate mortgage 8.9%

Source: Freddie Mac, Rates as of Jan 7.

This Month’s Video

Topics For Home Owners, Buyers & Sellers


Use the Season to Your Home-Selling Advantage

While summer is generally known as the peak season for home sales activity, the winter can also offer great advantages for sellers – such as less competition from other sellers. With a little effort, you can use the season to your home-selling advantage.

Let’s put these ideas to work, so your home shows at its best.
Keep snow and ice at bay. If the buyer can’t get in easily, the house won’t sell. That means keeping walkways and driveways free of the frozen stuff. You want to make the home look well maintained.

Warm it up. Think warm, cozy, and homey. Before a buyer comes through, adjust the thermostat to a warmer temperature to make it welcoming. If you have a fireplace, turning it on right before the tour can create a more welcoming ambience.

Emphasize winter positives. Is your home on a bus route or some other vital service that means it’s plowed or deiced regularly in bad weather? Be sure to mention that to the buyers.

Make it festive. Even if you’re not actually going to be present, greet your buyers as if they were going to be guests at a party. Set up the dinner table with the good china and silver. Have a plate of cookies for your guests, some warm cider, or even chilled bottles of water.

Use the season to your advantage.  When the holidays are over, you can still use winter wreaths and dried arrangements around the door to spark interest. In the winter, with the leaves off the trees, you might also have a nice view that isn’t as apparent in the spring and summer months.



Contact me,for information about what’s going on in our area.

Jim Raines

Keller Williams Realty

Ann Arbor, Mi.

205 567 9106     


Brought to you by KW Research. For additional graphs and details, please see the This Month in Real Estate PowerPoint Report. 

The opinions expressed in This Month in Real Estate are intended to supplement opinions on real estate expressed by local and national media, local real estate agents and other expert sources.  You should not treat any opinion expressed on This Month in Real Estate as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of opinion.  Keller Williams Realty, Inc., does not guarantee and is not responsible for the accuracy or completeness of information, and provides said information without warranties of any kind.  All information presented herein is intended and should be used for educational purposes only.  Nothing herein should be construed as investment advice.  You should always conduct your own research and due diligence and obtain professional advice before making any investment decision.  All investments involve some degree of risk.  Keller Williams Realty, Inc., will not be liable for any loss or damage caused by your reliance on information contained in This Month in Real Estate.

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